1998 "The saddest words are these, 'It might have been'."
A year of smooth sailing for you. Nothing momentous takes place either for good or for bad. There are, of course, some ups and downs but nothing to record as a major event in your life. Try not to be so careful and/or negative in your general attitude. Stop looking at your bank balance and put some cash into new "duds". Update your wardrobe; you're more than overdue. Accept invitations to events that you would normally opt out of with some flimsy excuse. You may be surprised how much you'll enjoy yourself. There may be a surprise concerning your employer. Possibly a relocation or downsizing. If not already retired don't accept early retirement unless you have plans to move on to bigger and better things. You still have much to offer and will feel unsatisfied if not making a significant contribution. Your attention to detail and drive for perfection make you a valued employee, but self employment might be something you should consider if you do retire and feel restless.